Worker’s Compensation Claim -a Complete Guide

Getting injured during work can be devastating in many ways. Worker’s compensation is a form of insurance that provides employees with benefits like wage replacement and medical care if they have been injured in the workplace or due to work-related issues. If you suspect your case comes under worker’s compensation, talk to an experienced worker’s compensation lawyer to learn more

Injuries that fall under worker’s compensation 

Not all workplace injuries are eligible for worker’s compensation benefits. Some of the injuries that come under worker’s compensation are: 

  • Muscle sprains 
  • Tears or strains 
  • Persistent pains such as back pain or carpal tunnel 
  • Fractures in the bones
  • Cuts, punctures, or any bodily lacerations 
  • Tripping or falling 
  • Getting electrocuted 
  • Getting crushed by heavy objects 
  • Getting struck by heavy objects 

When is hiring a lawyer necessary? 

Legal assistance is not always necessary, and sometimes you can represent yourself if you wish to. However, there are some situations where it’s better to talk to a lawyer. You might want to seek legal help if: 

  • Your claim has been denied. 

If your claim has been denied, it’s a good idea to get the help of a lawyer to file for an appeal. 

  • If your medical bills exceed the settlement amount 

Your lawyer can advise you on what to do if your settlement is insufficient to cover your medical bills. 

  • When you need to calculate your damages more accurately. 

A professional would be much better at estimating damages. Talking to a lawyer can give you a better calculation of your damages. 

  • Your employer does not agree to your claim .

If your employer is against your claim, you can take the help of an experienced lawyer. 

Reasons why your worker’s compensation claim could be denied 

If you have sustained a work-related injury, rejection is the last thing you want to face. Unfortunately, your worker’s compensation claim can be rejected. Some of the reasons why this may happen are: 

  • The information you gave in your accident report was inaccurate 
  • You took more than 120 days to file the application 
  • Your employer is against you and challenges your injuries 
  • Your employer refuses to deem your injury as severe 
  • Your employer argues whether you even got injured or not 
  • Your employer accuses you of being under the influence when the accident occurred 
  • The insurance company’s policies do not cover your injury 

Talk to a professional today and explore your legal options!

Have you or your loved ones sustained an injury in the workplace? Do not waste your time. Talk to an experienced worker’s compensation lawyer today and ensure your rights are protected. 

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